From 2019, some companies will be required to create ‘Employee Capital Plans’ for their employees, as part of additional pension schemes. This obligation will be phased in, with companies with more than 250 employees affected. The minimum contribution paid by an employer and also the employee should be 3.5%.
Employees may, however, at any time opt out of this pension insurance scheme. This is the first attempt to establish an additional pension system. The state offers various types of bonuses to encourage employees to save. Similar pension schemes are common in most EU Member States. Poland has adopted the British model as its model. The main purpose of this new law, which will regulate the capital plans of employees, is to secure the future for pensioners.
Source: Dziennik Gazeta Prawna (February, 2018)